Portugal Passive Income Visa: Your Complete Guide to the D7 VisaIntroduction

Portugal’s D7 Visa, commonly known as the Passive Income Visa, is a popular choice for retirees, freelancers, and anyone with a stable passive income seeking to live in Portugal. This guide provides detailed information on the Portugal D7 Visa, including income requirements, application costs, and finding the right consultants to assist with the process.

Understanding the Portugal D7 VisaWhat is the D7 Visa?

The D7 Visa, also referred to as the Passive Income Visa, is designed for non-EU/EEA nationals who have a stable income from pensions, investments, rental properties, or other passive income sources. It allows individuals to live in Portugal without engaging in active employment.

Who is Eligible for the D7 Visa?

The D7 Visa is ideal for:

  • Retirees: Individuals with pension income.
  • Freelancers: Those with regular freelance income.
  • Investors: Individuals with income from investments or rental properties.
  • Passive Income Earners: Anyone with a stable passive income.

Portugal D7 Visa Income Requirements Minimum Income Requirements

To be eligible for the D7 Visa, applicants must demonstrate a stable passive income that meets the following minimum thresholds:

  • Primary Applicant: €8,460 per year (€705 per month).
  • Additional Adult: 50% of the primary applicant’s minimum income (€4,230 per year or €352.50 per month).
  • Dependent Child: 30% of the primary applicant’s minimum income (€2,538 per year or €211.50 per month).

Proof of Income

Applicants must provide documentation to prove their passive income. This can include:

  • Bank Statements: Showing regular income deposits.
  • Pension Statements: For retirees receiving a pension.
  • Investment Statements: For income from investments.
  • Rental Agreements: For rental income.
  • Freelance Contracts: For freelance income.

Portugal D7 Visa Application Process Step-by-Step Guide

  1. Gather Documentation: Collect all necessary documents, including proof of income, accommodation, health insurance, and a clean criminal record.
  2. Submit Application: Apply through the Portuguese consulate in your home country or online via the Portuguese Immigration and Borders Service (SEF).
  3. Pay Fees: Pay the application fee, which varies depending on your nationality and processing speed.
  4. Attend an Interview: Some applicants may need to attend an interview at the Portuguese consulate or SEF office.
  5. Await Approval: Processing times can vary, but typically it takes a few weeks to receive a decision.
  6. Move to Portugal: Once approved, you can move to Portugal and start your new life.

Required Documents

  • Passport: Valid for at least six months beyond the intended stay.
  • Proof of Income: Bank statements, pension statements, investment statements, rental agreements, or freelance contracts.
  • Proof of Accommodation: Rental agreement, property deed, or hotel reservation.
  • Health Insurance: Valid policy details covering medical expenses in Portugal.
  • Criminal Record Certificate: Issued within the last three months.
  • Cover Letter: Explaining your reasons for applying and how you meet the visa requirements.

Processing Time

The processing time for the D7 Visa can range from a few weeks to a couple of months, depending on the volume of applications and the specific consulate handling your case.

Portugal D7 Visa CostApplication Fees

The application fee for the D7 Visa typically ranges between €60 to €90. Additional fees may apply for document verification and expedited processing.

Additional Costs

  • Translation and Notarization: Some documents may need to be translated into Portuguese and notarized.
  • Health Insurance: Costs for health insurance vary based on coverage and provider.
  • Legal and Consulting Fees: If you choose to hire a consultant or legal advisor, there will be additional fees.

Finding Portugal D7 Visa ConsultantsWhy Hire a Consultant?

Hiring a consultant can simplify the D7 Visa application process. Consultants provide:

  • Expert Guidance: Professional advice on meeting visa requirements.
  • Document Preparation: Assistance with gathering and preparing necessary documents.
  • Application Submission: Help with submitting your application correctly and efficiently.
  • Follow-Up: Regular updates on the status of your application and assistance with any issues that arise.

How to Choose a Consultant

When selecting a consultant, consider the following:

  • Experience: Look for consultants with extensive experience in handling D7 Visa applications.
  • Reputation: Check reviews and testimonials from previous clients.
  • Services Offered: Ensure the consultant offers comprehensive services, including document preparation, application submission, and follow-up.
  • Fees: Compare fees and ensure they are transparent about their costs.

Recommended Consultants

Here are some well-regarded consultants specializing in the Portugal D7 Visa:

  • Global Citizen Solutions: Offers comprehensive immigration services, including the D7 Visa.
  • Immigrant Invest: Specializes in helping clients obtain residency and citizenship in Portugal.
  • Y&D Consulting: Provides personalized consulting services for the D7 Visa application process.

Benefits of the Portugal D7 VisaLegal Residency

The D7 Visa grants legal residency in Portugal, allowing you to live and enjoy the country’s lifestyle.

Family Reunification

Visa holders can bring their immediate family members, such as a spouse and dependent children, under the family reunification program.

Access to Healthcare

Visa holders have access to Portugal’s public healthcare system, provided they have valid health insurance.

Path to Permanent Residency

After five years of continuous residence in Portugal, D7 Visa holders may be eligible to apply for permanent residency or even Portuguese citizenship, subject to meeting certain conditions.

Quality of Life

Enjoy Portugal’s high quality of life, affordable living costs, beautiful landscapes, and rich cultural heritage.

Frequently Asked QuestionsCan I Work in Portugal with a D7 Visa?

The D7 Visa is primarily for passive income earners. However, once you have residency, you may be able to work under certain conditions. It’s advisable to consult with SEF or a legal advisor.

Do I Need to Pay Taxes in Portugal?

As a resident, you will be subject to Portuguese tax laws. However, Portugal offers attractive tax incentives for foreign residents, including the Non-Habitual Resident (NHR) regime.

Can I Apply for Permanent Residency?

After five years of continuous residence in Portugal, you may be eligible to apply for permanent residency or Portuguese citizenship, subject to meeting certain conditions.

Is Health Insurance Mandatory?

Yes, having valid health insurance covering medical expenses in Portugal is mandatory for D7 Visa applicants.

Can I Bring My Family?

Yes, D7 Visa holders can bring their immediate family members, such as a spouse and dependent children, under the family reunification program.


The Portugal D7 Visa offers an excellent opportunity for individuals with passive income to live in one of Europe’s most attractive countries. With its favorable climate, rich culture, and high quality of life, Portugal is an ideal destination for retirees, freelancers, and passive income earners. Ensure you meet the visa requirements, prepare the necessary documentation, and consider hiring a consultant to streamline the application process and start your new life in Portugal.